Transaction Policy

Accepted Payment Methods

• Visa
• Mastercard
• Apple Pay
• Google Pay
• Shop Pay

All payments are processed in United States Dollars (USD).

Payment Processing

• Payment must be completed in full at time of purchase
• Orders will not ship until full payment is received
• A declined payment confirmation does not constitute a confirmed order

Pricing & Taxes

• All prices are listed in United States Dollars (USD)
• Applicable taxes calculated at checkout

Secure Payments

• All transactions use SSL encryption
• We do not store full credit card details
• All payment processors are PCI-DSS certified

Refunds & Chargebacks

• Refunds and returns are handled in accordance with our Refund & Return Policy — please review it before making a purchase
• Unauthorized chargebacks will be disputed
• Contact us first for any billing issue

Fraud Prevention

Lumi & Rae reserves the right to cancel or hold any order suspected of fraudulent or unauthorized activity. If your order is cancelled for this reason, a full refund will be issued to your original payment method.